0% APR FINANCING AVAILABLE ON 12-MONTH LOANS*
We provide easy and affordable financing, powered by Bread Pay®, so you can pay for your purchase over time.
Affordable monthly plans
Pay for your order over 12,18, 24, 36, or 48 months at competitive rates*. 0% APR is available for 12-month loans*.
No prepayment penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and easy application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Rates range from 0.00% to 34.99% APR, resulting in, for example, 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.
**Available for purchases between $30 and $1,500. A temporary authorization hold will be placed on your debit or credit card to ensure your card will cover the first two payments. One payment will be immediately voided. Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.
Subject to approval of credit application. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.